Ironstrand Capital originates short-duration, first-lien real estate loans, underwritten and managed entirely in-house.
Our Core Products
1–4 Family Bridge Financing
Short-term bridge financing for one-to-four unit residential property, including acquisition, renovation, and fix-and-flip scenarios.
Small Multifamily Bridge & Term
Bridge and term financing for value-add and stabilized multifamily property of five units and up.
1–4 Family Ground-Up Construction
Construction financing for one-to-four unit residential projects. Construction and execution risks are reviewed and monitored throughout the life of the loan.
We selectively consider other commercial real estate opportunities outside these three products, underwritten case-by-case within conservative outer-bound limits.
We also originate DSCR rental loans on a third-party basis, connecting borrowers with long-term financing outside the fund's core, short-duration lending.
Our Lending Parameters
Before submitting a financing request, please ensure your project aligns with our core lending criteria.
1–4 family residential (fix-and-flip, bridge, ground-up construction) or small multifamily (5+ units).
Between $500,000 and $5,000,000.
Target Loan-to-Value (LTV) ratios generally between 60% and 70%.
Strict first-lien position only.
National footprint, with a primary focus on Colorado and the Mountain West region.
Meaningful cash equity or property equity required from the sponsor.
These criteria apply to our three core lending products; DSCR loans originate on a third-party basis and follow separate requirements set by the outside capital source.
How We Underwrite
Each loan is evaluated on collateral quality and value, borrower experience, sponsor financial strength, market conditions, and the viability of the proposed exit strategy. Borrower background and credit checks are performed as part of underwriting.
Portfolio concentration guidelines maintain diversification across borrowers, geographies, asset types, and individual loan exposures.
These standards are formalized in our Credit Policy & Underwriting Guidelines and our Anti-Money Laundering / Counter-Financing of Terrorism compliance program.
Every loan is reviewed by the investment committee, comprised of both managing partners. All approvals are unanimous.
Origination
We build origination through direct borrower relationships, referral partnerships, broker relationships, and repeat borrowers.
For Investors
Ironstrand Capital’s platform offers accredited investors direct exposure to a disciplined, first-lien real estate debt strategy focused on capital preservation and consistent income.
Capital preservation first. Conservative loan-to-value ratios and strict first-lien collateral protect investor capital before pursuing yield.
Aligned interests. Ironstrand's principals participate alongside investors in every fund and the underlying loans made.
Institutional structure, entrepreneurial execution. Transparent reporting and disciplined portfolio management, without the overhead of larger platforms.
The fund is offered to accredited investors under Regulation D 506(c). Offering details, including fund terms and structure, are available following verification of accredited status.