Frequently Asked Questions
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Ironstrand Capital is a private real estate debt platform. We originate short-duration, first-lien loans secured by real property, and we service and manage those loans ourselves as Fund Manager and Loan Servicer.
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We have three core products: bridge financing on one-to-four unit residential property — including acquisition, renovation, and fix-and-flip scenarios — ground-up construction loans on one-to-four unit residential, and bridge and term loans on value-add and stabilized multifamily properties of five units and up. We also selectively consider other commercial real estate opportunities on a case-by-case basis.
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Our primary focus is on Colorado and the Mountain West and markets where we have strategic knowledge and relationship advantages.
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Loans generally run six to eighteen months, between $500,000 and $5,000,000, at target loan-to-value ratios generally between 60% and 70%. Pricing depends on collateral quality, borrower profile, and transaction structure.
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Borrowers can submit a loan request directly through our website. Each request is reviewed against our lending parameters and credit policy, and our team follows up directly to discuss next steps.
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Every loan is underwritten against our established credit policy and reviewed by the investment committee comprised of both managing partners. Approval must be unanimous.
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The platform emphasizes first-lien collateral, conservative underwriting standards, active asset management, diversification, disciplined servicing oversight, and meaningful borrower equity alignment.
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Recent concerns in the broader private credit market have focused primarily on large institutional funds making corporate and cash-flow-based loans to operating companies. Ironstrand focuses exclusively on short-duration, first-lien real estate loans secured by tangible assets and underwritten in-house.
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The fund is offered to accredited investors under Reg D 506(c), which requires verification of accredited status. The platform is designed for high-net-worth individuals, family offices, capital partners, fund-of-funds, registered investment advisors, and independent wealth managers.
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Offering details, including minimum investment, fee structure, distributions, and redemption terms, are provided to prospective investors following verification of accredited status.
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Investor reporting is provided through a dedicated portal, with distribution frequency and other terms outlined for prospective investors following accreditation verification.
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Use the form on our contact page or email us directly at info@ironstrandcapital.com.